Welcome To Deals On Term Life

We are a state-of-the-art online source of term life insurance from the best companies in Canada. We make it easy to buy the right kind and amount of life insurance so that your family needs are met within your budget. But we're not just a "click, buy and good luck" outfit - your selections are supported by a full-time, licensed life insurance professional with years of experience protecting families like yourself. As part of the deal you get the peace of mind you need to have the quality of life you want.

What We Do ...

• We are licensed in Ontario for Life and Critical Illness Insurance. We work with other professionals across Canada.

• We use a simple, intuitive and transparent process to get the life and critical illness insurance you want with minimum effort and at a price that suits your budget. You do the preliminaries and then we step in to help you be sure you get the results you want. Once you've got your quotes, you talk to a live professional who steers you to the finish line safely. We use email, fax, Internet, telephone and courier to get the job done quickly and right the first time. Your family's security is serious business and time is of the essence.

• Your needs, your goals and your objectives are our first priority. While we are variably compensated depending on our business performance, we pledge that none of our financial concerns come in the way of doing what's right for you.

• . Your information is not shared with or sold to anyone without your permission unless required by law. Personal information is gathered and maintained only to support our work for you and this includes sharing with financial product suppliers and wholesalers. A copy of our Privacy Policy is attached. Your acknowledgement below is your consent to our gathering and retaining necessary information.

• Use only Leading-edge suppliers of Life and Critical Illness Insurance. Lang Financial has contracts with major providers of these products: Canada Life, Manulife Financial, Unity Life, Standard Life, Equitable Life, RBC Insurance, BMO Life, Transamerica Life, Empire Life, Sun Life, Great-West Life.

If necessary, we are also able to acquire additional contracts and business to serve your specific needs.

• We may refer you to other professionals and experts for advice in related fields with your permission.

• Your personal introduction to others is greatly appreciated and will be treated expertly.

• Start the process by getting an idea of what you want with our Online quoter.

• Take the process seriously and fully disclose all the information requested to ensure the accuracy and value of recommendations and a valid policy. Failure to do so could jeopardize payment of your claim.

• There are many Canadians looking for coverage so your telephone appointment times with our agents are precious. Please be courteous to others and keep them.

• Do business with us on life and critical illness insurance we draw to your attention and not someone else.

• Please read your quotes and our proposals carefully to catch any inadvertent errors or oversights. We cannot be responsible for information we don't have.

"To avoid any conflicts of interest or misconceptions about our compensation"

"DealsOnTermLife.com" is an independent, self-sufficient, stand alone business owned by Norm Lang. We are responsible for all of our management, administrative, coaching/ consulting, housing, sales, marketing, advertising, training, education and development costs. Our income is primarily various types of variable compensation/commission from Insurance Companies for the sale of their products to the consumer and we are bound by their compensation agreements. The formula is that generally we are paid once and then provide service to you as long as you are a client. There is some minor ongoing compensation to offset our ongoing costs.

Companies will take back commissions if you cancel or move your business to someone else. So, we have a vested interest in you keeping the business you buy. Your satisfaction is critical to us and we work very hard to earn your loyalty.

We may also receive commission from any related Associates for any work you choose to do through them.

Because our costs can be so high to acquire new customers, your personal endorsement to others is our most valuable compensation and a very important part of our compensation.